Peningkatan Kinerja UMKM di Kecamatan Tembalang Ditinjau dari Aspek Literasi Keuangan, Inklusi Keuangan, Financial Technology, dan Tingkat Pendidikan. Journal of Economic, Management, Accounting and Technology, [S. l.], v. 8, n. 1, p. 120–132, 2025. DOI: 10.32500/jematech.v8i1.8805. Disponível em: https://ojs.unsiq.ac.id/index.php/jematech/article/view/8805. Acesso em: 26 nov. 2025.